●Real SBA 504 loan data — 216 active CDCs nationwide
Find an SBA 504
Lender Near You
Compare Certified Development Companies by real loan volume. Finance commercial real estate with as little as 10% down. Data from SBA public records.
216
Active CDCs
114K+
Loans Analyzed
$100B+
Total Volume Since 2010
10%
Minimum Down Payment
Top SBA 504 CDCs by Volume
Ranked by total loans approved since 2010
| # | CDC Name | Loans |
|---|---|---|
| 1 | Florida Business Development C FL · $4.3B | 5,635 |
| 2 | Mortgage Capital Development C CA · $6.1B | 5,270 |
| 3 | CDC Small Business Finance Cor CA · $4.9B | 5,067 |
| 4 | Florida First Capital Finance FL · $3.8B | 4,321 |
| 5 | Empire State Certified Develop NY · $4.1B | 4,091 |
| 6 | Granite State Economic Develop NH · $2.0B | 3,719 |
| 7 | Mountain West Small Business F UT · $2.7B | 3,350 |
| 8 | Small Business Growth Corporat IL · $2.5B | 3,191 |
| 9 | WBD, Inc. WI · $2.5B | 3,117 |
| 10 | California Statewide Certified CA · $2.8B | 2,653 |
Browse SBA 504 CDCs by State
CDCs from neighboring states may also serve your area
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What is an SBA 504 Loan?
The SBA 504 program provides long-term, fixed-rate financing for major fixed assets — primarily commercial real estate and heavy equipment. Available exclusively through Certified Development Companies (CDCs).
- 10% down — vs. 20–30% conventional
- Fixed rate — No floating rate surprises
- Up to 25 years — Long-term financing
- $1M–$5M+ — For commercial real estate
What is a CDC?
Certified Development Companies (CDCs) are SBA-certified nonprofits that work with banks to deliver SBA 504 loans. They handle the SBA portion (40%) while a bank covers 50% and you put in 10%.
Find a CDC Near You →Transparent, Verified Data
Every CDC profile is built from SBA FOIA public records. No paid placements affect rankings.
✓ SBA FOIA Public Records✓ Updated Q4 2025✓ 114,000+ Loans Analyzed✓ No Paid Rankings