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Provident Business Financial S

West Columbia, SC 29165

SBA Certified Development Company
232
Loans Approved
$243.1M
Total Volume
$1.0M
Avg Loan Size
3
States Served

States Served

North CarolinaSouth CarolinaTennessee

Top Industries Financed

  • Hotels (except Casino Hotels) and Motels
  • Full-Service Restaurants
  • Homes for the Elderly
  • Limited-Service Restaurants
  • Car Washes

Quick Summary

Provident Business Financial S is an SBA-certified Certified Development Company (CDC) headquartered in West Columbia, South Carolina. Since 2010, they have approved 232 SBA 504 loans totaling $243.1M, with an average loan size of $1.0M. They serve businesses across 3 states.

About Provident Business Financial S

Provident Business Financial S is an SBA-certified Certified Development Company (CDC) headquartered in West Columbia, South Carolina. Since 2010, they have approved 232 SBA 504 loans totaling $243.1M, with an average loan size of $1.0M. They serve businesses across 3 states.

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Frequently Asked Questions

What does Provident Business Financial S do?

Provident Business Financial S is an SBA-certified Certified Development Company (CDC) based in West Columbia, South Carolina. CDCs partner with banks to deliver SBA 504 loans — a long-term, fixed-rate financing program for commercial real estate and equipment. Provident Business Financial S handles the SBA-backed 40% portion of the financing structure.

How many SBA 504 loans has Provident Business Financial S approved?

According to SBA FOIA public records, Provident Business Financial S has approved 232 SBA 504 loans totaling $243.1M since 2010. Their average loan size is $1.0M.

What states does Provident Business Financial S serve?

Provident Business Financial S serves businesses in 3 states: North Carolina, South Carolina, Tennessee.

How do I apply for an SBA 504 loan through Provident Business Financial S?

To apply for an SBA 504 loan through Provident Business Financial S, contact them using the form on this page. You'll also need to work with a participating bank for the 50% bank portion. Before applying, prepare 3 years of business tax returns, personal financial statements, a business plan, and details about the property or equipment you're financing. Most 504 loans require 2+ years in business and a FICO SBSS score of 155+.

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